Your first step to buying a home is to first ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves."
Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.
Legal Tip:
Whether you are buying a home or selling we must have the talk regarding Real Property Reports, Title Insurance, what they are and how they can effect your sale. These are very important areas that are the central to your contract whether selling your home or buying. Being ready to sell or buy is not when you are ready to make the move, it's after you had good informative discussions with your REALTOR® and to have any deficiencies in your preliminary stage be complete. Real Property Reports and Title Insurance is often overlooked and yet they are the most central to the core of a sale and the biggest liability a seller can have if the purchase contract is not amended and customized to protect the client whether you are the seller or the buyer.
To read more on Real Property Reports and Title Insurance, please go to the menu options.
Note: As of April 2022, sooner is better than later to get your preapproval locked in and a low rate guaranteed. Brenda's clients love using Arian Leroux with Dominion Lending. You can go ahead and start your online application https://arianaleroux.com/
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.
Call/Text me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval. The professionals my clients use are tried, tests and proven to be the best nation wide. Before going to the bank.... ask me for your "Buyer Guide" to know the difference the bank vs mortgage broker, mortgage specialist, mortgage planner...
Once you've been pre-approved and know what price range you want to stay in, I can help you determine which properties fit your needs by using the the MLS® System of a real estate board to locate them, and searching the Coming Soon inventory.
We totally go your pace, I love guiding clients along the way.
I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.
If you are needing to sell your home, ask me to set you up on your Seller Guide, its an 11 day in-depth tutorial of all the legal documents you must have prepared before you even think about putting your home on the market. We go over your Real Property Report that a buyer will demand for with offer, is it old, is it compliant, are there changes since you bought the home, permits, etc.
And very crucial you go to my Selling 101 Page Here,
On this page, you will get a strong impression on how I like to navigate the balance of selling your home with preliminary preparation and buying. There is a way of managing it! Don't stay "stuck" browsing homes and doing nothing to be prepared for the quick sale of your own home. You will for sure miss out on any homes you are interested in.
ACTION STEP:
Take a break from browsing houses for a sec, read my articles on the different pages and if you like have a quick phone consultation of your particular situation and answer any questions you may have. Knowledge is power, you are always in control of the situation, you run the show, but you need the tools WITHOUT sales tactics by your agent, but your guide and advocate on your side, your pace.
Brenda has had the same clients for over 15 years, she is trusted and your Consultant for a lifetime.
Courtesy of Chris Blower of RE/MAX River City.
Located in a park like setting, in the heart of Spruce Grove, close to all amenities, this outstanding 2 bedroom suite is on the top floor of sought after Windsor Estates...
Courtesy of Adrienne Carlton of Exp Realty.
Overlooking trees!!! Rare opportunity to own a unit in one of the best locations in the whole complex, as you face trees/green space rather than facing the street or othe...
Courtesy of John Dobrich of Royal LePage Noralta Real Estate.
BACKING ONTO TREES & GREENSPACE!! Welcome to this beautifully kept and maintained townhome. Situated in the heart of Spruce Grove within walking distance of ALL amenities...
Courtesy of Brian Macdonald of RE/MAX Real Estate.
Sought after 55+ 2 bedroom, 2 bath unit in Windsor Estates. Storage/laundry room, large covered balcony facing west. Just steps to elevator to parking stall. Stall is wid...
Courtesy of Adrienne Carlton of Exp Realty.
Single family home with detached double garage! This cute 4 level split, features 3 bdrms and 2 bath. You will love the cozy living room with nice vaulted ceilings. 4 Pie...
Courtesy of Wally Karout of Royal Lepage Arteam Realty.
Great Value!!! You read that right welcome to this brand new townhouse unit the “Harley” Built by StreetSide Developments and is located in one of Spruce Groves newest pr...
Courtesy of Carson Beier of Royal LePage Noralta Real Estate.
Backing onto greenspace in the community of Spruce Village, sits this 2 storey half duplex with a WALKOUT basement. The open concept main floor features a spacious kitche...
Courtesy of Carson Beier of Royal LePage Noralta Real Estate.
2-storey half duplex with attached insulated garage (11Wx21L) in Harvest Ridge, Spruce Grove. The home’s layout features an open concept kitchen, dining and living room, ...
Courtesy of Carson Beier of Royal LePage Noralta Real Estate.
1980 built bungalow on a large pie shaped lot in a quiet cul-de-sac. Enter at the cozy living room, featuring a wood burning fireplace with stone surround. The dining roo...
Courtesy of Lindsay Harder of Century 21 Leading.
Grove Meadows Bilevel offering 2 bedrooms on main level and additional bedroom in finished basement. Open Kitchen with newer countertops and updated laminate flooring thr...
Courtesy of Jenn McPhillamey of RE/MAX River City.
This is your chance to own a maintenance free 3 bedroom home in Spruce Grove This home features an attached oversized double garage that can fit a regular size pick-up TR...
Courtesy of Lorraine Northcott of Century 21 Leading.
Excellent 3 level split in great location across from Greystone Centennial Middle School. Back yard is mostly fenced and has a double detached garage. This home is locat...
Courtesy of Eduard Deprato of Sweetly.
Super cute and well looked after, 4-bed bungalow with spectacular curb appeal in GROVE MEADOWS, Spruce Grove! This 960 sq.ft. family home offers a great layout with tiled...
Courtesy of Tracey Fenn of YEGPro Realty.
Located in the beautiful community of Spruce Village, this move in ready home is ideal for the first time home buyer, investor or anyone looking to start a family. This 1...
Courtesy of Felicia Dean of Re/Max Excellence.
CUTE AS A BUTTON! This beautiful 3 bedroom, 4 bath unit offers plenty of space for the whole family! Galley style kitchen is finished with granite countertops, mosaic ti...
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The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.